About Pension Buyouts

Every year, employers offer lump sum buyouts to hundreds of thousands of people, and most of those people get their advice from two sources: the employer that benefits when they accept, and financial professionals who benefit when the money rolls into an account they manage. We built this site to be the third voice: the independent, plain-English explanation of what an offer is actually worth.

What we do

• Maintain a free calculator that shows the return a lump sum must earn to keep up with the pension it replaces.
• Publish guides on the decision framework, the 417(e) math behind offers, the tax rules, and the safety nets behind your check.
• Document company buyout histories from public filings and reporting.
• Help readers find independent help when an offer deserves professional review.

What we do not do

We do not sell annuities, insurance, or investments, and we do not give individualized financial, tax, or legal advice. Everything here is educational. When we connect readers with professional help, we may be compensated for the introduction, and we say so plainly. Our full disclaimer spells this out.

Corrections

Facts on this site, especially company histories, are sourced from public filings and reputable reporting, and each company page lists its sources. Spot an error? Tell us and we will fix it.