About Pension Buyouts
Every year, employers offer lump sum buyouts to hundreds of thousands of people, and most of those people hear from just two sources: the employer that benefits when they accept, and salespeople who benefit when the money rolls into a product they sell. We exist to be the voice that is on the retiree’s side: clear, sourced education, plus a free review of your specific offer by a fiduciary advisor on our team.
What we do
- Maintain a free calculator that shows the return a lump sum must earn to keep up with the pension it replaces.
- Publish guides on the decision framework, the 417(e) math behind offers, the tax rules, and the safety nets behind your check.
- Document company buyout histories from public filings and reporting.
- Offer a free review of your offer with a fiduciary advisor on our team, with no obligation to do anything afterward.
How we are different
Our advisors are fiduciaries, which means they are obligated to put your interests first. We do not push annuities, insurance, or investment products on this site, and often the right answer is to keep the pension and do nothing. The content here is educational; personalized advice comes from your conversation with an advisor, who is responsible for the guidance they give you. Our full disclaimer spells this out.
Corrections
Facts on this site, especially company histories, are sourced from public filings and reputable reporting, and each company page lists its sources. Spot an error? Tell us and we will fix it.